The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and
the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.

About Gift Cards


A great gift for any occasion is a MicroGraam loan. Giving a gift card is a great way to share some joy to your friends, family, and a lucky MicroGraam borrower.

You can choose any amount to give to your friend on a MicroGraam Gift Card. Then your friend will be able to choose the loan recipient and the interest rate. After one year the loan will be repaid and your friend will be able to choose a new borrower to re-lend to. The gift recipient cannot withdraw the loan after one year instead they can re-lend the repayment to another borrower. It is truly the gift that keeps on giving.

Please fill out the following information to give a Gift Card:

 I do not know my friends email address, so send the Gift Card to me

If you have any trouble purchasing a gift card, please go to the Contact Us page and call us or fill out an enquiry form.