The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and
the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.

Success Story of Malliga

Maliga got a microloan of Rs.20000 to raise goats.Goat rearing is a profitable micro-enterprise. The goats need to be taken for grazing every day and it also requires constant supervision. Goats need to be kept in a gated area and they must stay in the shade during the day. After understanding all these details, she invested in six goats With their reproduction cycle she is able to sell one kid every six months for Rs.3000-4000. Maliga also sells the goat milk. In one year she has earned Rs.10000 from the goats. She has realised that goat rearing provides a stable income and the additional financial security in case of crop failure.