Welcome to MicroGraam
MicroGraam is a peer-to-peer lending platform that empowers rural entrepreneurs with access to loans from socially minded lenders. While acting as an intermediary, we aim to facilitate affordable, small loans to rural Indians who would not otherwise have access to financial services. We believe that access to low-cost credit is the first step to ending systemic financial exclusion and improving the lives of millions of people.
Loan Disbursed
₹ 30 Cr
Repayment Rate
99.2%
No. of Borrowers
17,256
Lenders
3,598
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impact on lives via micrograam
Microloans provide a sustainable way of enabling the rural poor to avail of income-generating opportunities. Repayment of loans gives borrowers self-confidence and avoids dependence on charity. By connecting rural population with urban professionals, MicroGraam has created a wonderful way of involving urban Indians in rural development.