GIVE FINANCIAL FREEDOM TO THE

ENTERPRISING

Lend to an entrepreneur and get repaid with interest

AWARDS & RECOGNITIONS

CNBC
IIM
theCompurised
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sankalp

TESTIMONIALS

Microloans provide a sustainable way of enabling the rural poor to avail of income-generating opportunities.Repayment of loans gives borrowers self-confidence and avoids dependence on charity. By connecting rural population with urban professionals, MicroGraam has created a wonderful way of involving urban Indians in rural development.

SHIBULAL CO-FOUNDER - Infosys Technologies.

WHY MICROGRAAM?

Strong social impact

Build the rural economy through greater financial inclusion and higher incomes leading to better standard of living of the borrowers and their families.

Transparency

Lend directly to pre-screened borrowers based on your choice of location and profession. We provide complete transparency about the use of funds and the rates charged.

High Repayment Rate

Benefit from our track record of borrower screening and high repayment rates due to our strong local network and deep experience in rural lending since 2011.

₹ 30 Cr

Loan Disbursed

99.2%

Repayment Rate

17,256

No. of Borrowers

3,598

Lenders

HOW MICROGRAAM WORKS?

Register as Lender

Complete a simple KYC process and you are ready to start investing in people.

Loan Disbursed

Lend the full loan requirement or a part of it; we crowd-source the remaining requirement from other lenders and transfer directly to the borrower's bank account.

Lives Impacted

The borrower uses the money to invest in and improve his/her small business which generates higher income and improves family prosperity.

Loan Disbursed

Lend the full loan requirement or a part of it; we crowd-source the remaining requirement from other lenders and transfer directly to the borrower's bank account.

Loan Repaid

The borrower repays the loan along with interest; lenders can withdraw the repayment or lend again

The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.