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From the Desk of the CEO

We are celebrating our 5 years of existence this year. It has been an exciting journey from two people brainstorming an idea, to a strong team today panning across many states in India – from Assam to Tamil Nadu. We also completed one year of Kiva partnership, which has helped us to reach out to many states across the country, like Jharkhand and West Bengal. This quarter, we participated in the Development Dialogue at Deshpande Foundation. “Scaling by proving” saw many stalwarts in attendance, from Noble laureate Kailash Satyarthi to Narayan Murthy (Infosys), among others. I was a keynote speaker in the panel discussion “Investing in Inclusion”. MicroGraam was part of the Construkt Festival 2015, India’s biggest start up festival. Budding entrepreneurs visited our office and interacted with the team to understand our model and nature of work.

Rangan Varadan

Macro Impact - YOU can transform a Life

Yousuf Ali hails from a family of artisans from the town of Channapatna in Karnataka, famous for its wooden toys. They make home décor, crafts and toys from the traditional method of lac turnery. Yousuf’s costs had become quite high as he needs power to run the lathe machones. Due to frequent power cuts, he had to rent a generator to continue his production. MicroGraam funded him an amount of INR 1,00,000. This has helped his business to grow. He invested INR 50,000 in a generator and used the balance in buying raw material in bulk. This has turned around his profits. He is today in a position where he can aspire for bigger achievements. He plans to hire and train women and looks forward to keep this beautiful hand craft alive.

Your Borrowers, Our Partners
(showcasing a few of our field Partners)


By funding Varnam, a social enterprise, you will be supporting traditional artisans from Channapatna, Karnataka. Varnam’s focus is on sustaining the beautiful craft of lac turnery by creating a series of home and lifestyle products - a modern twist, to the traditional craft.

Rope India

By funding Rope India/International, you will support the skill building of women in creating exquisite hand crafted products for your home. Based in Chennai, Tamil Nadu, their motto is Responsibility of People and Environment (ROPE). Thus, their focus is to source and make eco friendly products and enhance the lives of the people making them.

Jungle Jewels 

By funding Jungle Jewels you will be supporting the local community to build their own livelihood from natural seeds and other plant materials. They create beautifully hand crafted jewellery from nature. By training women in Trichy, Tamil Nadu, they are reviving an age old tradition of hand crafted stylized jewellery that are in harmony with nature.


By funding Junglescapes, you will be supporting the livelihood of forest dwelling communities. Chital are beautifully handcrafted products from the lantana camara plants. These plants grow wildly in the forest and are now becoming a threat to wildlife. Junglescapes has trained a group in Gundlupet, Karnataka, to scientifically remove the plants and create useful crafts with the same.

Straight from the Investor (Lender) .....

"“I thought it was a great idea where my capital can be put to such good use – for a needy person to borrow, to improve her living standards and achieve some of their goals in life.” - Raji Narayan, Lender to MicroGraam Borrowers

“I dream of a India where we have a work ethic that says "Just give me a chance and I will make a life for myself." Micrograam gives me a chance to realize this dream. Borrowers on MicroGraam are saying just that, and through this platform, I can give them a chance.- PR Ganapathy, Lender to MicroGraam Borrowers

Bean Counters' Corner

Borrowers:                                                               9,155
Social Investment Raised:                                   Rs. 13.15 crores
Loan Outstanding as on 31st Dec 2014:          Rs. 4.78 crores 

Be the Change

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