MicroGraam Marketplace Private Limited (“MicroGraam” or “we” or “the Company”) is fully committed to maintain the data privacy of borrowers and lenders (collectively known as members) on its online platform (www.micrograam.com).
We recognise that members may be concerned about collection, use and disclosure of the personally identifiable information (“Personal Information”) we collect when they use MicroGraam’s online platform/ website.
MicroGraam's primary goal in collecting Personal Information is to provide you and other Members with a secure, efficient and customized platform for electronic borrowing and lending transactions. In addition to maintain accurate information and records of communications with its Members, MicroGraam may use this Personal Information for its internal business operations, including research and analysis in order to optimize the Website and the services provided thereby and better serve its Members' needs. However, MicroGraam will not share any information relating to its members received by it with any third party without the consent of the members.
Because we understand the importance of protecting the privacy of our Members and maintaining the security of their Personal Information, MicroGraam pledges that no Personal Information specifically attributable to registered Members will be disclosed, distributed, published, disseminated, sold, traded, or shared with any third party, including advertisers, business or governmental organizations, or other Members unless required to do so by law.
MicroGraam shall be entitled to disclose Personal Information to the third parties in the following situations:
MicroGraam keeps the Personal Information for only as long as required to fulfil the purpose for which it was collected. If you or any other Member wishes to prevent/ restrict any such usage by MicroGraam, the same shall be informed to MicroGraam immediately by contacting us at firstname.lastname@example.org.
When you register as a Member on the website, MicroGraam may obtain the IP address and host name (if available) of your originating server. This information identifies the computer that you are using, but no personal information about you is disclosed to MicroGraam. This information helps MicroGraam to diagnose problems with its server, administer the website and gather broad demographic information about general patterns of Member use of the website.
MICROGRAAM has instituted security measures which are intended to prevent the loss, misuse, or alteration of the information under MICROGRAAM's control. In order to prevent unauthorised access, alteration, destruction, disclosure or dissemination of records and data, MICROGRAAM have put in place suitable IT systems to safeguard and secure the information we collect online. However, MicroGraam does not assure or guarantee that no person will overcome or undermine the security measures and gain unauthorized access to the same or your data.